INDAH, Indah. PENGARUH PEMBAYARAN DIGITAL DAN LITERASI KEUANGAN TERHADAP PERSPEKTIF KINERJA KEUANGAN UMKM DI KOTA PANGKALPINANG. Accounting Journal of Ibrahimy (AJI), [S. l.], v. 2, n. 1, p. 58–69, 2024. DOI: 10.35316/aji.v2i1.4776. Disponível em: https://journal.ibrahimy.ac.id/index.php/AJI/article/view/4776. Acesso em: 10 feb. 2026.